This bundle is a step up from Platinum and has more options for your employees to protect their families in the event they experience and un-expected accident and incur a lot of medical costs and bills. Not only will they get an Accident Plan, Term Life Insurance, and Short Term Disability, but they will add Critical Illness.  Critical Illness is a great benefit to help people if they suffer a heart attack, stroke or other type of situations.  This plan will help maintain financial security during the lengthy, expensive recovery period of a critical illness. It provides a lump sum benefit to help with the out-of–pocket medical and non-medical expenses of employees who suffer a critical illness. All benefits are paid directly to the employee.

Rates

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• Based on $10,000 Term Life Insurance: Age (40 – 44) Non-Tobacco and Basic Accident 1.0 Plan (Age 17-99)

• Disability product has 7 days accident, 14 days sickness elimination period, 6 month benefit period, $1,800 / month

• Critical Illness: $25,000 benefit, Non-Tobacco, Employee only (age 40 – 44)

• $52.1 per pay period based on bi-weekly (or 26 pay periods/year)

These rates are based on a group offering of 10 more employees and based on age the rates can change.